Add funds to your Tojay account in seconds and pull your winnings out just as quickly. Easypaisa, JazzCash, NayaPay, SadaPay, bank transfers, and cards all work — zero fees, no delays.
Every method listed below is available for both deposits and withdrawals — pure PKR, no currency conversion, no hidden charges.
Pakistan's most widely used mobile wallet. Send money from your Easypaisa account directly to Tojay and start playing within seconds of your deposit clearing.
InstantMillions of Pakistanis use JazzCash daily for bills, transfers, and shopping. Add it to that list — topping up your Tojay wallet via JazzCash is straightforward and instant.
InstantThe modern digital wallet choice for younger Pakistani users. NayaPay deposits and withdrawals on Tojay process quickly and come with the same zero-fee guarantee.
FastSadaPay's borderless account holders can fund and withdraw from Tojay with ease. Clean interface, fast processing, and no fees on either end of the transaction.
FastPrefer traditional banking? IBFT transfers from any Pakistani bank work smoothly on Tojay. Deposits typically reflect within a few minutes, withdrawals within the hour.
Same DayPakistani bank-issued Visa and Mastercard debit and credit cards are accepted on Tojay. Card deposits process quickly and withdrawals return to the same card used for funding.
StandardEverything you need to know about limits, speeds, and fees for each payment method on Tojay.
All limits and timings reflect standard account conditions on Tojay. Verified accounts may be eligible for higher limits. Processing times are typical — during peak hours or bank maintenance windows, transfers may take slightly longer. Tojay charges zero fees on all deposits and withdrawals; your bank or wallet provider may apply their own charges separately.
The whole process takes about two minutes from start to finish. Here is exactly how it works for Easypaisa and JazzCash — the two most popular methods in Pakistan.
Open the Tojay website or app and log in with your registered mobile number and password. First time? Registration is free and takes under two minutes.
From your Tojay dashboard, tap the "Deposit" or "Add Funds" button. You will see all available payment methods listed with their current status and minimum amounts.
Choose Easypaisa, JazzCash, NayaPay, SadaPay, bank transfer, or card. Each option shows you the minimum amount and expected processing time before you commit.
Type in how much you want to deposit. The minimum is Rs 200. Tojay shows your total — exactly what you type is exactly what arrives in your wallet, no hidden deductions.
Follow the on-screen instructions to authorise the payment through your chosen method. For Easypaisa and JazzCash, this typically means entering your MPIN. Funds arrive in your Tojay wallet almost instantly.
Getting your winnings out is just as simple as putting money in. Here is the withdrawal process on Tojay.
Log in to Tojay and navigate to the cashier or wallet area. Select "Withdraw" to begin the process.
Choose the same payment method you used to deposit — Tojay's default policy pairs deposits with same-method withdrawals for security purposes. IBFT bank transfer is also available.
Provide your Easypaisa / JazzCash number, bank account details, or card number depending on your chosen method. These are saved securely for future withdrawals.
Enter how much you want to withdraw in PKR. The minimum is Rs 500. Your current withdrawable balance is shown on screen so you always know exactly what is available.
Confirm the withdrawal request. Tojay processes it immediately and the funds are on their way — typically arriving in your Easypaisa or JazzCash wallet within 5 to 15 minutes.
Most international betting platforms were not built with Pakistan in mind. They accept bank cards but the transactions often fail. They offer e-wallets but none that Pakistanis actually use. They quote fees in USD and take three to five business days to process a withdrawal. The experience is frustrating at every step.
Tojay was designed the other way around — starting with what Pakistani players actually have and actually use. Easypaisa and JazzCash are the first options at the top of the deposit page because they are how the majority of Pakistani players prefer to move money. The interface is in plain English, limits are quoted in PKR, and the support team is familiar with the specific issues that come up with local payment providers.
The zero-fee policy matters more than it sounds. If you deposit Rs 1,000, your Tojay balance shows Rs 1,000 — not Rs 970 after a platform fee. When you withdraw Rs 5,000 of winnings, Rs 5,000 arrives in your Easypaisa account. Over the course of many transactions, that adds up to a meaningful difference compared to platforms that take 2%–5% of every transaction.
Tojay also does not impose arbitrary withdrawal delays as a way of holding onto your money. Once your request is submitted and your account is verified, the funds move. The processing timeline you see in the table above is what actually happens — not an optimistic estimate designed to look competitive while a manual review team works through a queue. Speed and transparency are the two things Tojay's payment system was built to deliver, and they show up consistently in player experience across all the major cities in Pakistan.
A few simple practices will make every transaction you do on Tojay faster and smoother.
Complete Tojay's KYC verification before you make your first withdrawal request. Verified accounts process withdrawals faster and have access to higher limits. Submit your CNIC and selfie right after registration.
Tojay's security policy defaults to returning withdrawals via the same channel used to deposit. If you top up via Easypaisa, set up your Easypaisa number for withdrawals too — it speeds up processing.
Before confirming any withdrawal, verify that the mobile wallet number or bank account you entered is correct. Incorrect details cause delays and may require a support ticket to resolve.
IBFT bank transfers process fastest during regular banking hours (9am–5pm, Monday to Saturday). Late-night IBFT withdrawals may queue until morning depending on your bank's batch processing schedule.
Every rupee that moves through Tojay is protected by multiple layers of security infrastructure.
All data transmitted between your device and Tojay's servers is encrypted using industry-standard 256-bit SSL. The same encryption level used by major banks in Pakistan and worldwide.
Large withdrawal requests require a secondary verification step — either an OTP sent to your registered mobile number or a biometric confirmation via the Tojay app — before funds are released.
Tojay's transaction monitoring system flags unusual activity patterns 24/7. If a suspicious withdrawal request is detected on your account, our team contacts you immediately before processing.
Tojay requires identity verification (CNIC + selfie) for withdrawals above a certain threshold. This protects your account from unauthorised withdrawal attempts and keeps the platform safe for everyone.
The questions Pakistani players ask most often about managing money on Tojay.
Create your free account right now. Your first deposit via Easypaisa or JazzCash takes under 30 seconds, and you are ready to play Aviator, Ludo, Baccarat, or bet on cricket and football — all in PKR.